ETA: Antidote to stressful financial crap = more Carolyn Berk, thanks to fancybred. Some of her lyrics are a bit repetitive, (from song to song, but not as much within songs) but I still like the music a lot.
Beneath the clothes you wore to sleep(from "Seven Years" on "The Gutter and the Garden")
Was the softest voice that ever spoke to me,
Asking, "Are you warm under these sheets,"
And "Are you sure that you want me?"